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Multifamily Property financed by SPHERECREST

PRICING GUIDE COMMERCIAL LOAN PROGRAMS   // 

PRIME RATE

7%

1-MONTH SOFR

4.05%

November 30, 2025

Indexes

5-Year

7-Year

10-Year

Treasury

3.56%
3.75%
4%

Balance Sheet Lending Approximates

Fixed-Term

Coupon Rate

5+5 Years

5.25% - 6.25%

7+5 Years

5.15% - 6.00%

10 Years

5.15% - 6.00%

30 Years

Available

Non Recourse Fixed-Rate Loans 

Fixed-Term

Low & Full Leverage

5 Year Fixed

Low: 5.25% +/- | Full: 6.25%

7 Year Fixed

Low: 5.25% +/- | Full: 6.25%

10 Year Fixed

Low: 5.25% +/- | Full: 6.25%

*No Balloon, Twenty (20) Year Term Hybrid Loan Available, Interest Only, Non-Recourse, Flex Prepay - Rate Discounts Apply

Non-Recourse Fixed-Rate Loans | $10M+ | 30-Yr Am | I/O

Fixed-Rate Multifamily Loans from $10M in Stronger Markets

Loan Term & YM Period

Low & Full Leverage

5-Year Term | 4.5 YM

Low: 4.75% - 5.05% Full: 5.20% - 5.60%

7-Year Term | 6.5 YM

Low: 4.85% - 5.15% Full:5.20% - 5.60%

10-Year Term | 9.5 YM

Low 4.98% - 5.28% Full: 5.28% - 5.68%

Adjustable Rate Loans | $10M+ | 30-Yr Am

Adjustable Rate Multifamily Loans from $10M in Stronger Markets

Loan Term & YM Period

Approx.

5-Year Term | 4.5 YM

7.72%

7-Year Term | 6.5 YM

10-Year Term | 9.5 YM

7.72%

7.72%

CAPITAL SOLUTIONS 
          for Premier 
MULTIFAMILY AND COMMERCIAL INVESTORS
  

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