top of page
Multifamily Property financed by SPHERECREST

PRICING GUIDE COMMERCIAL LOAN PROGRAMS   // 

PRIME RATE

6.75%

1-MONTH SOFR

3.65%

February 1, 2026

Indexes

5-Year

7-Year

10-Year

Treasury

3.8%
4.01%
4.24%

Balance Sheet Lending Approximates

Fixed-Term

Coupon Rate

5+5 Years

5.25% - 6.25%

7+5 Years

5.15% - 6.00%

10 Years

5.15% - 6.00%

30 Years

Available

Non Recourse Fixed-Rate Loans | $1-7M

Fixed-Term

Low & Full Leverage

5 Year Fixed

Low: 5.25% +/- | Full: 6.25%

7 Year Fixed

Low: 5.25% +/- | Full: 6.25%

10 Year Fixed

Low: 5.25% +/- | Full: 6.25%

*No Balloon, Twenty (20) Year Term Hybrid Loan Available, Interest Only, Non-Recourse, Flex Prepay - Rate Discounts Apply

Non-Recourse Fixed-Rate Loans | $10M+ | 30-Yr Am | I/O

Fixed-Rate Multifamily Loans from $10M in Stronger Markets

Loan Term & YM Period

Low & Full Leverage

5-Year Term | 4.5 YM

Low: 4.85% - 5.15% Full: 5.30% - 5.70%

7-Year Term | 6.5 YM

Low: 5.00% - 5.30% Full:5.35% - 5.75%

10-Year Term | 9.5 YM

Low 5.17% - 5.47% Full: 5.47% - 5.87%

Adjustable Rate Loans | $10M+ | 30-Yr Am

Adjustable Rate Multifamily Loans from $10M in Stronger Markets

Loan Term & YM Period

Approx.

5-Year Term | 4.5 YM

6.32%

7-Year Term | 6.5 YM

10-Year Term | 9.5 YM

6.22%

6.22%

CAPITAL SOLUTIONS 
          for Premier 
MULTIFAMILY AND COMMERCIAL INVESTORS
  

bottom of page